Call reports 2012
PENN COMMUNITY BANK — 2012
What PENN COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 987,231,000 | 980,341,000 | 965,171,000 | 954,385,000 |
| Total loans | 663,801,000 | 651,485,000 | 649,691,000 | 641,766,000 |
| Allowance for loan losses | 18,334,000 | 18,854,000 | 19,003,000 | 19,403,000 |
| Securities available for sale | 197,940,000 | 194,410,000 | 187,431,000 | 196,461,000 |
| Securities held to maturity | 8,673,000 | 8,034,000 | 7,414,000 | 6,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,419,000 | 684,435,000 | 678,007,000 | 683,041,000 |
| Interest-bearing deposits | 641,886,000 | 638,117,000 | 635,532,000 | 638,544,000 |
| Noninterest-bearing deposits | 40,533,000 | 46,318,000 | 42,475,000 | 44,497,000 |
| Equity capital | 144,804,000 | 145,538,000 | 146,803,000 | 146,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,829,000 | 19,099,000 | 28,157,000 | 36,545,000 |
| Interest expense | 3,378,000 | 6,623,000 | 9,724,000 | 12,619,000 |
| Net interest income | 6,451,000 | 12,476,000 | 18,433,000 | 23,926,000 |
| Noninterest income | 2,928,000 | 5,213,000 | 7,015,000 | 10,826,000 |
| Noninterest expense | 5,799,000 | 11,654,000 | 17,401,000 | 28,985,000 |
| Provision for loan losses | 1,775,000 | 3,599,000 | 4,363,000 | 2,553,000 |
| Pretax income | 1,806,000 | 2,431,000 | 3,679,000 | 3,346,000 |
| Income tax | 181,000 | 150,000 | 336,000 | -24,000 |
| Net income | 1,625,000 | 2,281,000 | 3,343,000 | 3,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,917,000 | 133,699,000 | 134,894,000 | 140,210,000 |
| Total capital | 140,917,000 | 141,547,000 | 142,655,000 | 147,833,000 |
| Risk-weighted assets | 629,635,000 | 616,798,000 | 609,672,000 | 598,095,000 |