Call reports 2011
PENN COMMUNITY BANK — 2011
What PENN COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,028,384,000 | 1,022,780,000 | 1,011,816,000 | 1,005,418,000 |
| Total loans | 701,580,000 | 707,658,000 | 709,034,000 | 685,062,000 |
| Allowance for loan losses | 12,625,000 | 12,668,000 | 15,038,000 | 17,161,000 |
| Securities available for sale | 179,506,000 | 177,070,000 | 164,760,000 | 180,119,000 |
| Securities held to maturity | 11,042,000 | 10,797,000 | 10,332,000 | 9,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,757,000 | 692,354,000 | 681,080,000 | 683,761,000 |
| Interest-bearing deposits | 658,331,000 | 657,223,000 | 641,730,000 | 640,467,000 |
| Noninterest-bearing deposits | 35,426,000 | 35,131,000 | 39,350,000 | 43,294,000 |
| Equity capital | 150,673,000 | 148,573,000 | 149,084,000 | 143,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,676,000 | 21,312,000 | 31,790,000 | 42,315,000 |
| Interest expense | 4,182,000 | 8,213,000 | 12,166,000 | 15,992,000 |
| Net interest income | 6,494,000 | 13,099,000 | 19,624,000 | 26,323,000 |
| Noninterest income | 1,757,000 | 3,723,000 | 5,908,000 | 12,590,000 |
| Noninterest expense | 6,857,000 | 12,318,000 | 18,289,000 | 36,344,000 |
| Provision for loan losses | 1,755,000 | 9,488,000 | 12,153,000 | 15,571,000 |
| Pretax income | 693,000 | -3,930,000 | -3,854,000 | -12,059,000 |
| Income tax | -21,000 | -1,880,000 | -2,118,000 | -4,974,000 |
| Net income | 714,000 | -2,050,000 | -1,736,000 | -7,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,617,000 | 125,061,000 | 125,588,000 | 131,350,000 |
| Total capital | 136,085,000 | 133,659,000 | 134,100,000 | 139,601,000 |
| Risk-weighted assets | 677,074,000 | 683,808,000 | 674,471,000 | 651,158,000 |