Call reports 2010
PENN COMMUNITY BANK — 2010
What PENN COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,060,078,000 | 1,064,228,000 | 1,047,300,000 | 1,033,753,000 |
| Total loans | 720,906,000 | 713,326,000 | 707,402,000 | 701,525,000 |
| Allowance for loan losses | 16,232,000 | 12,729,000 | 14,200,000 | 11,121,000 |
| Securities available for sale | 227,632,000 | 222,332,000 | 200,069,000 | 184,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,801,000 | 700,691,000 | 698,012,000 | 697,583,000 |
| Interest-bearing deposits | 662,773,000 | 662,929,000 | 664,880,000 | 662,455,000 |
| Noninterest-bearing deposits | 33,028,000 | 37,762,000 | 33,132,000 | 35,128,000 |
| Equity capital | 152,630,000 | 155,544,000 | 150,831,000 | 151,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,821,000 | 23,650,000 | 35,358,000 | 46,798,000 |
| Interest expense | 5,685,000 | 11,076,000 | 16,295,000 | 20,700,000 |
| Net interest income | 6,136,000 | 12,574,000 | 19,063,000 | 26,098,000 |
| Noninterest income | 1,598,000 | 4,834,000 | 7,765,000 | 13,220,000 |
| Noninterest expense | 5,088,000 | 10,760,000 | 16,590,000 | 23,948,000 |
| Provision for loan losses | 5,201,000 | 6,804,000 | 16,716,000 | 18,836,000 |
| Pretax income | -2,553,000 | -154,000 | -6,476,000 | -3,178,000 |
| Income tax | -1,203,000 | -687,000 | -3,123,000 | -2,119,000 |
| Net income | -1,350,000 | 533,000 | -3,353,000 | -1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,955,000 | 126,089,000 | 122,440,000 | 126,691,000 |
| Total capital | 132,538,000 | 134,645,000 | 130,900,000 | 135,105,000 |
| Risk-weighted assets | 679,011,000 | 679,937,000 | 671,099,000 | 670,375,000 |