Call reports 2002
PENN COMMUNITY BANK — 2002
What PENN COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 750,135,000 | 790,312,000 | 801,500,000 | 791,312,000 |
| Total loans | 399,992,000 | 403,688,000 | 409,412,000 | 404,552,000 |
| Allowance for loan losses | 6,246,000 | 6,055,000 | 6,055,000 | 6,055,000 |
| Securities available for sale | 254,585,000 | 290,562,000 | 326,213,000 | 331,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,965,000 | 523,400,000 | 530,468,000 | 533,351,000 |
| Interest-bearing deposits | 479,866,000 | 489,164,000 | 491,813,000 | 506,228,000 |
| Noninterest-bearing deposits | 34,099,000 | 34,236,000 | 38,655,000 | 27,123,000 |
| Equity capital | 87,080,000 | 92,858,000 | 96,947,000 | 98,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,593,000 | 21,295,000 | 32,200,000 | 42,886,000 |
| Interest expense | 6,276,000 | 12,479,000 | 18,873,000 | 24,948,000 |
| Net interest income | 4,317,000 | 8,816,000 | 13,327,000 | 17,938,000 |
| Noninterest income | 639,000 | 1,368,000 | 2,202,000 | 3,208,000 |
| Noninterest expense | 2,325,000 | 4,481,000 | 6,740,000 | 9,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,648,000 | 5,729,000 | 8,821,000 | 11,443,000 |
| Income tax | 484,000 | 1,047,000 | 1,584,000 | 2,043,000 |
| Net income | 2,164,000 | 4,682,000 | 7,237,000 | 9,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,276,000 | 86,751,000 | 89,277,000 | 91,427,000 |
| Total capital | 88,919,000 | 91,510,000 | 94,131,000 | 96,365,000 |
| Risk-weighted assets | 369,825,000 | 379,425,000 | 387,144,000 | 393,926,000 |