Call reports 2001
PENN COMMUNITY BANK — 2001
What PENN COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 667,849,000 | 677,779,000 | 689,451,000 | 699,370,000 |
| Total loans | 364,759,000 | 373,657,000 | 392,511,000 | 396,824,000 |
| Allowance for loan losses | 6,456,000 | 6,436,000 | 6,236,000 | 6,236,000 |
| Securities available for sale | 241,989,000 | 240,806,000 | 242,849,000 | 243,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,484,000 | 478,035,000 | 480,344,000 | 495,316,000 |
| Interest-bearing deposits | 430,357,000 | 443,909,000 | 453,865,000 | 467,599,000 |
| Noninterest-bearing deposits | 29,127,000 | 34,126,000 | 26,479,000 | 27,717,000 |
| Equity capital | 80,398,000 | 82,087,000 | 86,101,000 | 85,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,699,000 | 21,461,000 | 32,342,000 | 43,122,000 |
| Interest expense | 7,082,000 | 14,084,000 | 21,034,000 | 27,679,000 |
| Net interest income | 3,617,000 | 7,377,000 | 11,308,000 | 15,443,000 |
| Noninterest income | 666,000 | 1,337,000 | 2,033,000 | 2,744,000 |
| Noninterest expense | 2,221,000 | 4,288,000 | 6,334,000 | 9,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,036,000 | 4,478,000 | 7,089,000 | 9,108,000 |
| Income tax | 370,000 | 726,000 | 1,183,000 | 1,508,000 |
| Net income | 1,666,000 | 3,752,000 | 5,906,000 | 7,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,253,000 | 78,260,000 | 80,397,000 | 82,123,000 |
| Total capital | 80,245,000 | 82,413,000 | 84,692,000 | 86,571,000 |
| Risk-weighted assets | 316,822,000 | 329,986,000 | 341,692,000 | 354,027,000 |