Call reports 2016
HILL-DODGE BANKING COMPANY, THE — 2016
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,223,000 | 40,062,000 | 40,873,000 | 45,330,000 |
| Total loans | 24,461,000 | 23,358,000 | 23,051,000 | 24,047,000 |
| Allowance for loan losses | 335,000 | 303,000 | 303,000 | 291,000 |
| Securities available for sale | 3,583,000 | 3,806,000 | 3,787,000 | 3,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,231,000 | 33,863,000 | 34,488,000 | 38,798,000 |
| Interest-bearing deposits | 27,103,000 | 27,835,000 | 28,908,000 | 33,399,000 |
| Noninterest-bearing deposits | 5,128,000 | 6,028,000 | 5,580,000 | 5,399,000 |
| Equity capital | 5,911,000 | 6,114,000 | 6,298,000 | 6,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 758,000 | 1,134,000 | 1,502,000 |
| Interest expense | 32,000 | 63,000 | 95,000 | 126,000 |
| Net interest income | 360,000 | 695,000 | 1,039,000 | 1,376,000 |
| Noninterest income | 35,000 | 70,000 | 105,000 | 160,000 |
| Noninterest expense | 176,000 | 355,000 | 536,000 | 733,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 171,000 | 362,000 | 560,000 | 755,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 168,000 | 356,000 | 551,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,863,000 | 6,051,000 | 6,246,000 | 6,439,000 |
| Total capital | 6,188,000 | 6,354,000 | 6,549,000 | 6,730,000 |
| Risk-weighted assets | 25,878,000 | 25,055,000 | 25,035,000 | 26,031,000 |