Call reports 2015
HILL-DODGE BANKING COMPANY, THE — 2015
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,647,000 | 37,687,000 | 38,973,000 | 37,848,000 |
| Total loans | 25,572,000 | 25,323,000 | 25,959,000 | 26,217,000 |
| Allowance for loan losses | 290,000 | 292,000 | 301,000 | 290,000 |
| Securities available for sale | 4,505,000 | 4,173,000 | 3,839,000 | 3,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,140,000 | 32,293,000 | 33,367,000 | 32,068,000 |
| Interest-bearing deposits | 26,070,000 | 27,086,000 | 27,723,000 | 27,017,000 |
| Noninterest-bearing deposits | 5,070,000 | 5,207,000 | 5,644,000 | 5,051,000 |
| Equity capital | 5,153,000 | 5,324,000 | 5,539,000 | 5,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 765,000 | 1,163,000 | 1,567,000 |
| Interest expense | 32,000 | 64,000 | 95,000 | 128,000 |
| Net interest income | 343,000 | 701,000 | 1,068,000 | 1,439,000 |
| Noninterest income | 34,000 | 69,000 | 104,000 | 173,000 |
| Noninterest expense | 186,000 | 377,000 | 564,000 | 780,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 182,000 | 375,000 | 581,000 | 796,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 179,000 | 370,000 | 573,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,090,000 | 5,281,000 | 5,483,000 | 5,695,000 |
| Total capital | 5,380,000 | 5,573,000 | 5,784,000 | 5,985,000 |
| Risk-weighted assets | 26,860,000 | 26,480,000 | 27,317,000 | 27,530,000 |