Call reports 2013
HILL-DODGE BANKING COMPANY, THE — 2013
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,063,000 | 37,994,000 | 39,531,000 | 42,791,000 |
| Total loans | 21,096,000 | 22,324,000 | 22,804,000 | 24,471,000 |
| Allowance for loan losses | 306,000 | 308,000 | 316,000 | 270,000 |
| Securities available for sale | 3,903,000 | 4,664,000 | 4,669,000 | 4,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,468,000 | 33,355,000 | 35,409,000 | 38,567,000 |
| Interest-bearing deposits | 27,756,000 | 28,286,000 | 28,245,000 | 32,045,000 |
| Noninterest-bearing deposits | 4,712,000 | 5,069,000 | 7,164,000 | 6,522,000 |
| Equity capital | 4,567,000 | 4,613,000 | 4,097,000 | 4,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 696,000 | 1,062,000 | 1,427,000 |
| Interest expense | 50,000 | 96,000 | 140,000 | 181,000 |
| Net interest income | 299,000 | 600,000 | 922,000 | 1,246,000 |
| Noninterest income | 35,000 | 72,000 | 108,000 | 151,000 |
| Noninterest expense | 159,000 | 339,000 | 523,000 | 753,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 166,000 | 315,000 | 480,000 | 608,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 9,000 |
| Net income | 164,000 | 311,000 | 474,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,495,000 | 4,641,000 | 4,105,000 | 4,229,000 |
| Total capital | 4,777,000 | 4,948,000 | 4,420,000 | 4,499,000 |
| Risk-weighted assets | 22,537,000 | 23,769,000 | 24,456,000 | 26,154,000 |