Call reports 2012
HILL-DODGE BANKING COMPANY, THE — 2012
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,701,000 | 36,082,000 | 36,877,000 | 37,134,000 |
| Total loans | 21,947,000 | 22,241,000 | 20,918,000 | 23,575,000 |
| Allowance for loan losses | 273,000 | 283,000 | 283,000 | 291,000 |
| Securities available for sale | 4,168,000 | 3,953,000 | 4,456,000 | 4,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,502,000 | 31,745,000 | 32,388,000 | 32,565,000 |
| Interest-bearing deposits | 26,611,000 | 27,396,000 | 26,646,000 | 25,407,000 |
| Noninterest-bearing deposits | 4,891,000 | 4,349,000 | 5,742,000 | 7,158,000 |
| Equity capital | 4,162,000 | 4,299,000 | 4,456,000 | 4,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 751,000 | 1,119,000 | 1,474,000 |
| Interest expense | 71,000 | 134,000 | 195,000 | 248,000 |
| Net interest income | 313,000 | 617,000 | 924,000 | 1,226,000 |
| Noninterest income | 28,000 | 63,000 | 111,000 | 152,000 |
| Noninterest expense | 169,000 | 361,000 | 558,000 | 800,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 163,000 | 301,000 | 450,000 | 542,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 161,000 | 297,000 | 444,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,089,000 | 4,224,000 | 4,371,000 | 4,461,000 |
| Total capital | 4,362,000 | 4,507,000 | 4,654,000 | 4,752,000 |
| Risk-weighted assets | 23,800,000 | 23,993,000 | 22,999,000 | 25,108,000 |