Call reports 2008
HILL-DODGE BANKING COMPANY, THE — 2008
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 34,210,000 | 32,992,000 | 31,880,000 | 36,473,000 |
| Total loans | 24,899,000 | 24,716,000 | 24,860,000 | 22,997,000 |
| Allowance for loan losses | 246,000 | 246,000 | 271,000 | 242,000 |
| Securities available for sale | 3,483,000 | 3,697,000 | 3,707,000 | 3,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,939,000 | 29,791,000 | 28,627,000 | 33,391,000 |
| Interest-bearing deposits | 27,016,000 | 26,130,000 | 25,752,000 | 27,505,000 |
| Noninterest-bearing deposits | 3,923,000 | 3,661,000 | 2,875,000 | 5,886,000 |
| Equity capital | 3,178,000 | 3,108,000 | 3,172,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,052,000 | 1,535,000 | 1,984,000 |
| Interest expense | 220,000 | 425,000 | 612,000 | 787,000 |
| Net interest income | 318,000 | 627,000 | 923,000 | 1,197,000 |
| Noninterest income | 28,000 | 60,000 | 93,000 | 128,000 |
| Noninterest expense | 144,000 | 301,000 | 461,000 | 629,000 |
| Provision for loan losses | 6,000 | 6,000 | 40,000 | 40,000 |
| Pretax income | 196,000 | 380,000 | 515,000 | 656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 380,000 | 515,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,086,000 | 3,070,000 | 3,124,000 | 2,866,000 |
| Total capital | 3,332,000 | 3,316,000 | 3,395,000 | 3,108,000 |
| Risk-weighted assets | 25,782,000 | 25,378,000 | 25,161,000 | 24,434,000 |