Call reports 2007
HILL-DODGE BANKING COMPANY, THE — 2007
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,680,000 | 31,864,000 | 32,680,000 | 34,002,000 |
| Total loans | 23,546,000 | 23,915,000 | 24,647,000 | 24,536,000 |
| Allowance for loan losses | 232,000 | 229,000 | 238,000 | 237,000 |
| Securities available for sale | 5,224,000 | 4,689,000 | 4,480,000 | 3,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,381,000 | 28,870,000 | 29,421,000 | 30,837,000 |
| Interest-bearing deposits | 25,759,000 | 25,930,000 | 26,072,000 | 26,540,000 |
| Noninterest-bearing deposits | 2,622,000 | 2,940,000 | 3,349,000 | 4,297,000 |
| Equity capital | 2,715,000 | 2,906,000 | 3,174,000 | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,052,000 | 1,606,000 | 2,166,000 |
| Interest expense | 189,000 | 388,000 | 608,000 | 830,000 |
| Net interest income | 338,000 | 664,000 | 998,000 | 1,336,000 |
| Noninterest income | 28,000 | 65,000 | 97,000 | 138,000 |
| Noninterest expense | 159,000 | 303,000 | 453,000 | 628,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 198,000 | 408,000 | 615,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 408,000 | 615,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,778,000 | 2,987,000 | 3,195,000 | 3,039,000 |
| Total capital | 3,010,000 | 3,216,000 | 3,433,000 | 3,276,000 |
| Risk-weighted assets | 23,878,000 | 24,317,000 | 25,254,000 | 25,255,000 |