Call reports 2006
HILL-DODGE BANKING COMPANY, THE — 2006
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,796,000 | 30,224,000 | 30,195,000 | 31,040,000 |
| Total loans | 22,230,000 | 21,898,000 | 21,505,000 | 22,440,000 |
| Allowance for loan losses | 248,000 | 238,000 | 229,000 | 237,000 |
| Securities available for sale | 6,263,000 | 5,994,000 | 5,821,000 | 5,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,865,000 | 26,543,000 | 27,571,000 | 28,212,000 |
| Interest-bearing deposits | 25,327,000 | 24,678,000 | 25,609,000 | 24,838,000 |
| Noninterest-bearing deposits | 2,538,000 | 1,865,000 | 1,962,000 | 3,374,000 |
| Equity capital | 2,859,000 | 2,503,000 | 2,553,000 | 2,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 968,000 | 1,460,000 | 1,957,000 |
| Interest expense | 162,000 | 344,000 | 531,000 | 719,000 |
| Net interest income | 318,000 | 624,000 | 929,000 | 1,238,000 |
| Noninterest income | 33,000 | 67,000 | 99,000 | 135,000 |
| Noninterest expense | 146,000 | 298,000 | 444,000 | 584,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 30,000 |
| Pretax income | 199,000 | 387,000 | 578,000 | 759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 387,000 | 578,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,010,000 | 2,699,000 | 2,649,000 | 2,830,000 |
| Total capital | 3,258,000 | 2,937,000 | 2,878,000 | 3,067,000 |
| Risk-weighted assets | 22,492,000 | 22,270,000 | 22,020,000 | 22,952,000 |