Call reports 2005
HILL-DODGE BANKING COMPANY, THE — 2005
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,809,000 | 31,674,000 | 31,913,000 | 33,355,000 |
| Total loans | 22,571,000 | 22,941,000 | 23,214,000 | 22,271,000 |
| Allowance for loan losses | 237,000 | 233,000 | 233,000 | 237,000 |
| Securities available for sale | 6,072,000 | 6,118,000 | 6,032,000 | 6,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,981,000 | 27,780,000 | 28,833,000 | 30,532,000 |
| Interest-bearing deposits | 27,432,000 | 25,910,000 | 27,556,000 | 26,821,000 |
| Noninterest-bearing deposits | 1,549,000 | 1,870,000 | 1,276,000 | 3,711,000 |
| Equity capital | 2,728,000 | 2,782,000 | 2,739,000 | 2,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 887,000 | 1,361,000 | 1,831,000 |
| Interest expense | 130,000 | 269,000 | 397,000 | 555,000 |
| Net interest income | 312,000 | 618,000 | 964,000 | 1,276,000 |
| Noninterest income | 29,000 | 70,000 | 99,000 | 133,000 |
| Noninterest expense | 133,000 | 296,000 | 441,000 | 597,000 |
| Provision for loan losses | 12,000 | 20,000 | 36,000 | 44,000 |
| Pretax income | 196,000 | 372,000 | 586,000 | 768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 372,000 | 586,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,839,000 | 2,816,000 | 2,830,000 | 2,861,000 |
| Total capital | 3,076,000 | 3,049,000 | 3,063,000 | 3,098,000 |
| Risk-weighted assets | 21,689,000 | 22,767,000 | 23,455,000 | 23,077,000 |