Call reports 2004
HILL-DODGE BANKING COMPANY, THE — 2004
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,188,000 | 31,690,000 | 31,615,000 | 33,930,000 |
| Total loans | 22,689,000 | 22,835,000 | 23,179,000 | 22,897,000 |
| Allowance for loan losses | 247,000 | 247,000 | 234,000 | 240,000 |
| Securities available for sale | 6,162,000 | 6,378,000 | 5,858,000 | 6,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,055,000 | 28,822,000 | 28,626,000 | 31,084,000 |
| Interest-bearing deposits | 27,004,000 | 27,126,000 | 26,961,000 | 27,308,000 |
| Noninterest-bearing deposits | 2,051,000 | 1,696,000 | 1,665,000 | 3,776,000 |
| Equity capital | 2,997,000 | 2,764,000 | 2,889,000 | 2,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 889,000 | 1,340,000 | 1,786,000 |
| Interest expense | 133,000 | 262,000 | 390,000 | 521,000 |
| Net interest income | 318,000 | 627,000 | 950,000 | 1,265,000 |
| Noninterest income | 28,000 | 59,000 | 89,000 | 130,000 |
| Noninterest expense | 128,000 | 272,000 | 403,000 | 546,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 53,000 |
| Pretax income | 209,000 | 396,000 | 609,000 | 796,000 |
| Income tax | 41,000 | 0 | 0 | 9,000 |
| Net income | 168,000 | 396,000 | 609,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,876,000 | 2,803,000 | 2,865,000 | 2,744,000 |
| Total capital | 3,123,000 | 3,050,000 | 3,099,000 | 2,984,000 |
| Risk-weighted assets | 21,998,000 | 21,863,000 | 21,940,000 | 22,242,000 |