Call reports 2003
HILL-DODGE BANKING COMPANY, THE — 2003
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,584,000 | 30,955,000 | 31,221,000 | 32,458,000 |
| Total loans | 22,405,000 | 22,858,000 | 22,906,000 | 23,245,000 |
| Allowance for loan losses | 240,000 | 246,000 | 249,000 | 247,000 |
| Securities available for sale | 6,105,000 | 5,076,000 | 5,542,000 | 5,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,731,000 | 27,942,000 | 28,375,000 | 29,433,000 |
| Interest-bearing deposits | 27,223,000 | 26,437,000 | 26,740,000 | 26,517,000 |
| Noninterest-bearing deposits | 1,508,000 | 1,505,000 | 1,635,000 | 2,916,000 |
| Equity capital | 2,748,000 | 2,856,000 | 2,711,000 | 2,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 929,000 | 1,381,000 | 1,813,000 |
| Interest expense | 170,000 | 334,000 | 489,000 | 631,000 |
| Net interest income | 291,000 | 595,000 | 892,000 | 1,182,000 |
| Noninterest income | 31,000 | 76,000 | 111,000 | 173,000 |
| Noninterest expense | 129,000 | 264,000 | 384,000 | 533,000 |
| Provision for loan losses | 3,000 | 18,000 | 29,000 | 34,000 |
| Pretax income | 190,000 | 389,000 | 590,000 | 788,000 |
| Income tax | 0 | 42,000 | 26,000 | 23,000 |
| Net income | 190,000 | 347,000 | 564,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,659,000 | 2,716,000 | 2,633,000 | 2,833,000 |
| Total capital | 2,899,000 | 2,961,000 | 2,882,000 | 3,080,000 |
| Risk-weighted assets | 21,702,000 | 21,880,000 | 22,052,000 | 22,494,000 |