Call reports 2002
HILL-DODGE BANKING COMPANY, THE — 2002
What HILL-DODGE BANKING COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,466,000 | 28,153,000 | 29,441,000 | 30,916,000 |
| Total loans | 21,370,000 | 22,370,000 | 22,817,000 | 22,930,000 |
| Allowance for loan losses | 233,000 | 232,000 | 248,000 | 241,000 |
| Securities available for sale | 3,888,000 | 4,007,000 | 4,060,000 | 5,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,682,000 | 25,441,000 | 26,972,000 | 28,247,000 |
| Interest-bearing deposits | 23,384,000 | 23,928,000 | 25,366,000 | 26,226,000 |
| Noninterest-bearing deposits | 1,298,000 | 1,513,000 | 1,606,000 | 2,021,000 |
| Equity capital | 2,375,000 | 2,278,000 | 2,327,000 | 2,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 951,000 | 1,435,000 | 1,914,000 |
| Interest expense | 216,000 | 413,000 | 609,000 | 796,000 |
| Net interest income | 263,000 | 538,000 | 826,000 | 1,118,000 |
| Noninterest income | 32,000 | 58,000 | 112,000 | 150,000 |
| Noninterest expense | 122,000 | 362,000 | 504,000 | 631,000 |
| Provision for loan losses | 15,000 | 25,000 | 45,000 | 46,000 |
| Pretax income | 158,000 | 209,000 | 389,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 158,000 | 209,000 | 389,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,361,000 | 2,226,000 | 2,274,000 | 2,468,000 |
| Total capital | 2,594,000 | 2,458,000 | 2,522,000 | 2,709,000 |
| Risk-weighted assets | 20,862,000 | 21,346,000 | 21,969,000 | 22,197,000 |