Call reports 2026
CITIZENS COMMUNITY BANK — 2026
What CITIZENS COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 356,050,000 | 352,616,000 |
| Total loans | 218,316,000 | 226,115,000 |
| Allowance for loan losses | 3,232,000 | 3,188,000 |
| Securities available for sale | 66,758,000 | 66,147,000 |
| Securities held to maturity | 938,000 | 948,000 |
| Trading assets | 0 | 0 |
| Total deposits | 307,453,000 | 303,181,000 |
| Interest-bearing deposits | 256,012,000 | 252,631,000 |
| Noninterest-bearing deposits | 51,441,000 | 50,550,000 |
| Equity capital | 44,204,000 | 45,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,088,000 | 10,225,000 |
| Interest expense | 1,614,000 | 3,161,000 |
| Net interest income | 3,474,000 | 7,064,000 |
| Noninterest income | 286,000 | 582,000 |
| Noninterest expense | 1,439,000 | 3,045,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,082,000 | 4,289,000 |
| Income tax | 524,000 | 1,080,000 |
| Net income | 1,558,000 | 3,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,487,000 | 51,584,000 |