Call report 2025Q4
CITIZENS COMMUNITY BANK — 2025Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,989,000 | USD | evidence → |
| Total loans | 227,787,000 | USD | evidence → |
| Allowance for loan losses | 3,282,000 | USD | evidence → |
| Securities available for sale | 68,186,000 | USD | evidence → |
| Securities held to maturity | 928,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,280,000 | USD | evidence → |
| Interest-bearing deposits | 259,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,278,000 | USD | evidence → |
| Equity capital | 42,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,815,000 | USD | evidence → |
| Interest expense | 7,164,000 | USD | evidence → |
| Net interest income | 13,651,000 | USD | evidence → |
| Noninterest income | 1,198,000 | USD | evidence → |
| Noninterest expense | 6,581,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,268,000 | USD | evidence → |
| Income tax | 1,905,000 | USD | evidence → |
| Net income | 6,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,104,000 | USD | evidence → |