Call report 2012Q4
CITIZENS COMMUNITY BANK — 2012Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,404,000 | USD | evidence → |
| Total loans | 124,932,000 | USD | evidence → |
| Allowance for loan losses | 2,927,000 | USD | evidence → |
| Securities available for sale | 23,314,000 | USD | evidence → |
| Securities held to maturity | 534,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,348,000 | USD | evidence → |
| Interest-bearing deposits | 131,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,678,000 | USD | evidence → |
| Equity capital | 19,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,899,000 | USD | evidence → |
| Interest expense | 1,143,000 | USD | evidence → |
| Net interest income | 8,756,000 | USD | evidence → |
| Noninterest income | 835,000 | USD | evidence → |
| Noninterest expense | 4,224,000 | USD | evidence → |
| Provision for loan losses | 1,750,000 | USD | evidence → |
| Pretax income | 3,713,000 | USD | evidence → |
| Income tax | 1,206,000 | USD | evidence → |
| Net income | 2,507,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,373,000 | USD | evidence → |
| Total capital | 21,186,000 | USD | evidence → |
| Risk-weighted assets | 148,848,000 | USD | evidence → |