Call report 2008Q4
CITIZENS COMMUNITY BANK — 2008Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,289,000 | USD | evidence → |
| Total loans | 117,728,000 | USD | evidence → |
| Allowance for loan losses | 1,088,000 | USD | evidence → |
| Securities available for sale | 18,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,469,000 | USD | evidence → |
| Interest-bearing deposits | 110,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,728,000 | USD | evidence → |
| Equity capital | 16,393,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,992,000 | USD | evidence → |
| Interest expense | 4,025,000 | USD | evidence → |
| Net interest income | 6,967,000 | USD | evidence → |
| Noninterest income | 807,000 | USD | evidence → |
| Noninterest expense | 3,890,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 3,624,000 | USD | evidence → |
| Income tax | 1,276,000 | USD | evidence → |
| Net income | 2,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,303,000 | USD | evidence → |
| Total capital | 17,391,000 | USD | evidence → |
| Risk-weighted assets | 129,168,000 | USD | evidence → |