Call report 2004Q4
CITIZENS COMMUNITY BANK — 2004Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,015,000 | USD | evidence → |
| Total loans | 76,693,000 | USD | evidence → |
| Allowance for loan losses | 1,230,000 | USD | evidence → |
| Securities available for sale | 18,293,000 | USD | evidence → |
| Securities held to maturity | 77,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,661,000 | USD | evidence → |
| Interest-bearing deposits | 79,388,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,273,000 | USD | evidence → |
| Equity capital | 12,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,918,000 | USD | evidence → |
| Interest expense | 1,392,000 | USD | evidence → |
| Net interest income | 5,526,000 | USD | evidence → |
| Noninterest income | 1,090,000 | USD | evidence → |
| Noninterest expense | 2,815,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 3,636,000 | USD | evidence → |
| Income tax | 1,323,000 | USD | evidence → |
| Net income | 2,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,365,000 | USD | evidence → |
| Total capital | 13,408,000 | USD | evidence → |
| Risk-weighted assets | 83,232,000 | USD | evidence → |