Call report 2003Q4
CITIZENS COMMUNITY BANK — 2003Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,673,000 | USD | evidence → |
| Total loans | 66,519,000 | USD | evidence → |
| Allowance for loan losses | 1,079,000 | USD | evidence → |
| Securities available for sale | 14,765,000 | USD | evidence → |
| Securities held to maturity | 489,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,264,000 | USD | evidence → |
| Interest-bearing deposits | 71,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,451,000 | USD | evidence → |
| Equity capital | 11,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,952,000 | USD | evidence → |
| Interest expense | 1,475,000 | USD | evidence → |
| Net interest income | 4,477,000 | USD | evidence → |
| Noninterest income | 1,468,000 | USD | evidence → |
| Noninterest expense | 2,874,000 | USD | evidence → |
| Provision for loan losses | 264,000 | USD | evidence → |
| Pretax income | 2,796,000 | USD | evidence → |
| Income tax | 993,000 | USD | evidence → |
| Net income | 1,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,444,000 | USD | evidence → |
| Total capital | 12,399,000 | USD | evidence → |
| Risk-weighted assets | 76,540,000 | USD | evidence → |