Call reports 2020
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2020
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 456,843,000 | 531,704,000 | 525,413,000 | 474,580,000 |
| Total loans | 355,939,000 | 389,526,000 | 402,850,000 | 389,738,000 |
| Allowance for loan losses | 3,661,000 | 4,104,000 | 4,080,000 | 4,107,000 |
| Securities available for sale | 14,008,000 | 14,384,000 | 12,368,000 | 12,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,255,000 | 429,747,000 | 422,271,000 | 428,112,000 |
| Interest-bearing deposits | 239,314,000 | 247,674,000 | 245,922,000 | 259,477,000 |
| Noninterest-bearing deposits | 136,941,000 | 182,073,000 | 176,349,000 | 168,635,000 |
| Equity capital | 41,806,000 | 42,204,000 | 43,645,000 | 45,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,541,000 | 11,352,000 | 17,169,000 | 23,150,000 |
| Interest expense | 639,000 | 1,305,000 | 1,952,000 | 2,537,000 |
| Net interest income | 4,902,000 | 10,047,000 | 15,217,000 | 20,613,000 |
| Noninterest income | 729,000 | 1,556,000 | 2,330,000 | 3,194,000 |
| Noninterest expense | 4,353,000 | 8,461,000 | 12,465,000 | 16,423,000 |
| Provision for loan losses | 230,000 | 665,000 | 785,000 | 935,000 |
| Pretax income | 1,048,000 | 2,477,000 | 4,297,000 | 6,519,000 |
| Income tax | 211,000 | 513,000 | 886,000 | 1,348,000 |
| Net income | 837,000 | 1,964,000 | 3,411,000 | 5,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,657,000 | 42,084,000 | 43,531,000 | 45,291,000 |
| Total capital | 45,383,000 | 46,253,000 | 47,676,000 | 49,474,000 |
| Risk-weighted assets | 352,404,000 | 338,900,000 | 343,501,000 | 350,482,000 |