Call reports 2019
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2019
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 427,451,000 | 415,802,000 | 401,882,000 | 416,852,000 |
| Total loans | 364,592,000 | 352,370,000 | 341,706,000 | 350,278,000 |
| Allowance for loan losses | 3,773,000 | 3,571,000 | 3,663,000 | 3,487,000 |
| Securities available for sale | 6,070,000 | 4,576,000 | 4,535,000 | 5,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,689,000 | 372,154,000 | 360,146,000 | 373,773,000 |
| Interest-bearing deposits | 246,889,000 | 233,585,000 | 224,299,000 | 236,884,000 |
| Noninterest-bearing deposits | 129,800,000 | 138,569,000 | 135,847,000 | 136,889,000 |
| Equity capital | 40,557,000 | 40,169,000 | 40,817,000 | 41,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,540,000 | 11,561,000 | 17,180,000 | 22,839,000 |
| Interest expense | 603,000 | 1,221,000 | 1,855,000 | 2,513,000 |
| Net interest income | 4,937,000 | 10,340,000 | 15,325,000 | 20,326,000 |
| Noninterest income | 752,000 | 1,557,000 | 2,359,000 | 3,135,000 |
| Noninterest expense | 4,227,000 | 8,659,000 | 13,958,000 | 18,090,000 |
| Provision for loan losses | 1,459,000 | 2,529,000 | 2,679,000 | 3,054,000 |
| Pretax income | 3,000 | 709,000 | 1,047,000 | 2,317,000 |
| Income tax | -8,000 | 138,000 | 199,000 | 457,000 |
| Net income | 11,000 | 571,000 | 848,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,471,000 | 42,031,000 | 40,808,000 | 41,820,000 |
| Total capital | 45,303,000 | 45,661,000 | 44,530,000 | 45,372,000 |
| Risk-weighted assets | 360,248,000 | 348,886,000 | 342,141,000 | 346,822,000 |