Call reports 2018
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2018
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 408,488,000 | 408,077,000 | 415,027,000 | 417,210,000 |
| Total loans | 333,664,000 | 335,281,000 | 354,817,000 | 357,289,000 |
| Allowance for loan losses | 3,395,000 | 3,580,000 | 3,638,000 | 3,634,000 |
| Securities available for sale | 5,092,000 | 5,024,000 | 6,110,000 | 6,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,982,000 | 361,498,000 | 356,778,000 | 361,301,000 |
| Interest-bearing deposits | 231,013,000 | 222,699,000 | 221,181,000 | 230,160,000 |
| Noninterest-bearing deposits | 133,969,000 | 138,799,000 | 135,597,000 | 131,141,000 |
| Equity capital | 36,534,000 | 39,009,000 | 40,209,000 | 40,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,999,000 | 10,135,000 | 15,467,000 | 21,164,000 |
| Interest expense | 319,000 | 633,000 | 975,000 | 1,509,000 |
| Net interest income | 4,680,000 | 9,502,000 | 14,492,000 | 19,655,000 |
| Noninterest income | 733,000 | 1,558,000 | 2,439,000 | 3,283,000 |
| Noninterest expense | 3,708,000 | 7,575,000 | 11,710,000 | 16,099,000 |
| Provision for loan losses | 160,000 | 460,000 | 660,000 | 785,000 |
| Pretax income | 1,545,000 | 3,025,000 | 4,561,000 | 6,054,000 |
| Income tax | 312,000 | 501,000 | 825,000 | 1,129,000 |
| Net income | 1,233,000 | 2,524,000 | 3,736,000 | 4,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,668,000 | 39,958,000 | 41,170,000 | 41,460,000 |
| Total capital | 44,113,000 | 43,588,000 | 44,858,000 | 45,153,000 |
| Risk-weighted assets | 335,014,000 | 333,023,000 | 355,183,000 | 353,115,000 |