Call reports 2017
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2017
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 423,370,000 | 415,433,000 | 415,398,000 | 411,508,000 |
| Total loans | 347,463,000 | 335,299,000 | 342,685,000 | 337,394,000 |
| Allowance for loan losses | 2,996,000 | 2,655,000 | 2,856,000 | 3,347,000 |
| Securities available for sale | 2,747,000 | 2,207,000 | 2,204,000 | 2,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,075,000 | 372,245,000 | 359,056,000 | 367,755,000 |
| Interest-bearing deposits | 241,999,000 | 237,032,000 | 229,507,000 | 235,088,000 |
| Noninterest-bearing deposits | 130,076,000 | 135,213,000 | 129,549,000 | 132,667,000 |
| Equity capital | 33,396,000 | 35,873,000 | 36,516,000 | 35,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,803,000 | 9,660,000 | 14,587,000 | 19,550,000 |
| Interest expense | 309,000 | 623,000 | 935,000 | 1,271,000 |
| Net interest income | 4,494,000 | 9,037,000 | 13,652,000 | 18,279,000 |
| Noninterest income | 832,000 | 1,587,000 | 2,314,000 | 3,079,000 |
| Noninterest expense | 4,151,000 | 8,499,000 | 12,672,000 | 17,810,000 |
| Provision for loan losses | 60,000 | 170,000 | 380,000 | 1,016,000 |
| Pretax income | 1,115,000 | 1,955,000 | 2,914,000 | 2,532,000 |
| Income tax | 356,000 | 1,037,000 | 1,350,000 | 2,147,000 |
| Net income | 759,000 | 918,000 | 1,564,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,133,000 | 39,293,000 | 39,938,000 | 38,088,000 |
| Total capital | 42,174,000 | 41,993,000 | 42,840,000 | 41,485,000 |
| Risk-weighted assets | 346,835,000 | 334,277,000 | 338,236,000 | 331,837,000 |