Call reports 2016
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2016
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 421,178,000 | 427,504,000 | 420,328,000 | 416,476,000 |
| Total loans | 360,458,000 | 351,179,000 | 344,015,000 | 342,152,000 |
| Allowance for loan losses | 3,587,000 | 3,695,000 | 3,414,000 | 2,994,000 |
| Securities available for sale | 8,328,000 | 4,836,000 | 2,835,000 | 2,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,111,000 | 378,013,000 | 363,004,000 | 367,787,000 |
| Interest-bearing deposits | 232,583,000 | 243,970,000 | 234,878,000 | 233,646,000 |
| Noninterest-bearing deposits | 137,528,000 | 134,043,000 | 128,126,000 | 134,141,000 |
| Equity capital | 34,665,000 | 33,738,000 | 34,611,000 | 32,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,102,000 | 10,062,000 | 15,082,000 | 19,930,000 |
| Interest expense | 314,000 | 653,000 | 995,000 | 1,304,000 |
| Net interest income | 4,788,000 | 9,409,000 | 14,087,000 | 18,626,000 |
| Noninterest income | 750,000 | 2,751,000 | 3,503,000 | 4,407,000 |
| Noninterest expense | 4,130,000 | 8,173,000 | 12,301,000 | 16,525,000 |
| Provision for loan losses | 131,000 | 229,000 | 229,000 | 229,000 |
| Pretax income | 1,277,000 | 3,758,000 | 5,060,000 | 6,279,000 |
| Income tax | 421,000 | 1,290,000 | 1,718,000 | 2,110,000 |
| Net income | 856,000 | 2,468,000 | 3,342,000 | 4,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,660,000 | 37,728,000 | 40,347,000 | 38,374,000 |
| Total capital | 42,247,000 | 41,423,000 | 43,761,000 | 41,368,000 |
| Risk-weighted assets | 358,799,000 | 349,953,000 | 348,926,000 | 344,920,000 |