Call reports 2014
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2014
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 378,575,000 | 381,819,000 | 390,667,000 | 406,574,000 |
| Total loans | 311,622,000 | 325,550,000 | 335,412,000 | 351,473,000 |
| Allowance for loan losses | 2,685,000 | 2,876,000 | 2,966,000 | 3,099,000 |
| Securities available for sale | 18,990,000 | 16,439,000 | 17,140,000 | 21,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,545,000 | 340,508,000 | 348,569,000 | 362,538,000 |
| Interest-bearing deposits | 215,863,000 | 210,419,000 | 216,262,000 | 223,750,000 |
| Noninterest-bearing deposits | 122,682,000 | 130,089,000 | 132,307,000 | 138,788,000 |
| Equity capital | 36,534,000 | 37,479,000 | 38,427,000 | 36,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,627,000 | 9,236,000 | 13,941,000 | 18,907,000 |
| Interest expense | 217,000 | 432,000 | 655,000 | 878,000 |
| Net interest income | 4,410,000 | 8,804,000 | 13,286,000 | 18,029,000 |
| Noninterest income | 639,000 | 1,309,000 | 2,012,000 | 2,962,000 |
| Noninterest expense | 3,488,000 | 7,017,000 | 10,587,000 | 14,611,000 |
| Provision for loan losses | 129,000 | 474,000 | 584,000 | 749,000 |
| Pretax income | 1,451,000 | 2,641,000 | 4,195,000 | 5,699,000 |
| Income tax | 508,000 | 815,000 | 1,378,000 | 1,912,000 |
| Net income | 943,000 | 1,826,000 | 2,817,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,153,000 | 39,036,000 | 40,028,000 | 40,747,000 |
| Total capital | 40,838,000 | 41,912,000 | 42,994,000 | 43,846,000 |
| Risk-weighted assets | 297,581,000 | 314,154,000 | 323,197,000 | 344,569,000 |