Call reports 2013
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2013
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 375,399,000 | 373,451,000 | 376,699,000 | 367,474,000 |
| Total loans | 290,225,000 | 296,344,000 | 300,158,000 | 308,590,000 |
| Allowance for loan losses | 2,502,000 | 2,519,000 | 2,565,000 | 2,666,000 |
| Securities available for sale | 21,276,000 | 17,461,000 | 19,170,000 | 18,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,994,000 | 335,852,000 | 338,404,000 | 327,743,000 |
| Interest-bearing deposits | 227,616,000 | 223,632,000 | 224,478,000 | 210,623,000 |
| Noninterest-bearing deposits | 111,378,000 | 112,220,000 | 113,926,000 | 117,120,000 |
| Equity capital | 34,795,000 | 36,233,000 | 37,268,000 | 36,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,478,000 | 8,919,000 | 13,475,000 | 18,152,000 |
| Interest expense | 261,000 | 513,000 | 750,000 | 988,000 |
| Net interest income | 4,217,000 | 8,406,000 | 12,725,000 | 17,164,000 |
| Noninterest income | 711,000 | 2,014,000 | 2,654,000 | 3,349,000 |
| Noninterest expense | 3,317,000 | 6,448,000 | 9,923,000 | 13,370,000 |
| Provision for loan losses | 60,000 | 171,000 | 306,000 | 487,000 |
| Pretax income | 1,551,000 | 3,801,000 | 5,150,000 | 6,656,000 |
| Income tax | 506,000 | 1,060,000 | 1,438,000 | 1,891,000 |
| Net income | 1,045,000 | 2,741,000 | 3,712,000 | 4,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,739,000 | 36,435,000 | 37,406,000 | 38,460,000 |
| Total capital | 37,241,000 | 38,954,000 | 39,971,000 | 41,126,000 |
| Risk-weighted assets | 267,578,000 | 269,988,000 | 276,244,000 | 289,221,000 |