Call reports 2012
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2012
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 257,606,000 | 251,220,000 | 363,050,000 | 372,806,000 |
| Total loans | 168,257,000 | 169,654,000 | 267,397,000 | 290,891,000 |
| Allowance for loan losses | 1,539,000 | 1,699,000 | 2,291,000 | 2,476,000 |
| Securities available for sale | 35,498,000 | 30,839,000 | 35,416,000 | 27,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,536,000 | 228,468,000 | 326,839,000 | 337,138,000 |
| Interest-bearing deposits | 177,489,000 | 171,982,000 | 226,144,000 | 226,670,000 |
| Noninterest-bearing deposits | 57,047,000 | 56,486,000 | 100,695,000 | 110,468,000 |
| Equity capital | 21,792,000 | 21,814,000 | 33,984,000 | 34,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,389,000 | 11,898,000 | 16,222,000 |
| Interest expense | 373,000 | 707,000 | 1,220,000 | 1,493,000 |
| Net interest income | 2,349,000 | 4,682,000 | 10,678,000 | 14,729,000 |
| Noninterest income | 396,000 | 864,000 | 2,345,000 | 3,006,000 |
| Noninterest expense | 1,839,000 | 3,738,000 | 8,709,000 | 12,018,000 |
| Provision for loan losses | 0 | 152,000 | 331,000 | 642,000 |
| Pretax income | 906,000 | 1,656,000 | 3,983,000 | 5,075,000 |
| Income tax | 308,000 | 561,000 | 1,213,000 | 1,555,000 |
| Net income | 598,000 | 1,095,000 | 2,770,000 | 3,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,102,000 | 22,098,000 | 34,104,000 | 34,294,000 |
| Total capital | 23,641,000 | 23,797,000 | 36,395,000 | 36,770,000 |
| Risk-weighted assets | 148,266,000 | 149,581,000 | 249,146,000 | 271,495,000 |