Call reports 2011
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2011
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 207,657,000 | 227,240,000 | 250,691,000 | 252,312,000 |
| Total loans | 177,494,000 | 172,232,000 | 168,083,000 | 168,843,000 |
| Allowance for loan losses | 1,812,000 | 1,735,000 | 1,649,000 | 1,555,000 |
| Securities available for sale | 8,867,000 | 13,397,000 | 20,225,000 | 26,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,156,000 | 203,725,000 | 228,371,000 | 229,951,000 |
| Interest-bearing deposits | 134,544,000 | 150,436,000 | 168,514,000 | 176,012,000 |
| Noninterest-bearing deposits | 50,612,000 | 53,289,000 | 59,857,000 | 53,939,000 |
| Equity capital | 21,619,000 | 22,234,000 | 21,451,000 | 21,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,434,000 | 8,129,000 | 10,863,000 |
| Interest expense | 384,000 | 805,000 | 1,222,000 | 1,632,000 |
| Net interest income | 2,319,000 | 4,629,000 | 6,907,000 | 9,231,000 |
| Noninterest income | 370,000 | 786,000 | 1,206,000 | 1,729,000 |
| Noninterest expense | 1,809,000 | 3,631,000 | 5,531,000 | 7,584,000 |
| Provision for loan losses | 156,000 | 156,000 | 157,000 | 220,000 |
| Pretax income | 724,000 | 1,628,000 | 2,425,000 | 3,156,000 |
| Income tax | 245,000 | 551,000 | 820,000 | 1,063,000 |
| Net income | 479,000 | 1,077,000 | 1,605,000 | 2,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,530,000 | 22,128,000 | 21,356,000 | 21,753,000 |
| Total capital | 23,342,000 | 23,863,000 | 23,005,000 | 23,308,000 |
| Risk-weighted assets | 151,999,000 | 145,618,000 | 146,619,000 | 147,675,000 |