Call reports 2010
FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS — 2010
What FIRST NATIONAL BANK BAIRD DBA FIRST BANK TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 201,370,000 | 195,036,000 | 193,406,000 | 199,255,000 |
| Total loans | 170,080,000 | 164,048,000 | 164,451,000 | 172,727,000 |
| Allowance for loan losses | 2,019,000 | 1,610,000 | 1,700,000 | 1,675,000 |
| Securities available for sale | 4,955,000 | 7,467,000 | 6,968,000 | 9,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,921,000 | 174,115,000 | 171,855,000 | 177,402,000 |
| Interest-bearing deposits | 129,565,000 | 128,354,000 | 130,555,000 | 130,493,000 |
| Noninterest-bearing deposits | 50,356,000 | 45,761,000 | 41,300,000 | 46,909,000 |
| Equity capital | 20,401,000 | 20,486,000 | 21,012,000 | 21,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,378,000 | 8,024,000 | 10,704,000 |
| Interest expense | 465,000 | 913,000 | 1,356,000 | 1,751,000 |
| Net interest income | 2,134,000 | 4,465,000 | 6,668,000 | 8,953,000 |
| Noninterest income | 433,000 | 816,000 | 1,209,000 | 1,578,000 |
| Noninterest expense | 1,678,000 | 3,459,000 | 5,246,000 | 7,113,000 |
| Provision for loan losses | 14,000 | 837,000 | 837,000 | 1,083,000 |
| Pretax income | 875,000 | 985,000 | 1,794,000 | 2,335,000 |
| Income tax | 295,000 | 328,000 | 604,000 | 787,000 |
| Net income | 580,000 | 657,000 | 1,190,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,084,000 | 20,161,000 | 20,693,000 | 21,051,000 |
| Total capital | 21,894,000 | 21,771,000 | 22,393,000 | 22,726,000 |
| Risk-weighted assets | 145,040,000 | 141,138,000 | 140,622,000 | 148,810,000 |