Call reports 2024
SPRING HILL STATE BANK — 2024
What SPRING HILL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 229,249,000 | 239,623,000 | 241,971,000 | 239,370,000 |
| Total loans | 178,199,000 | 183,415,000 | 184,361,000 | 181,818,000 |
| Allowance for loan losses | 3,992,000 | 3,972,000 | 4,106,000 | 4,107,000 |
| Securities available for sale | 14,511,000 | 11,604,000 | 9,785,000 | 9,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,594,000 | 198,238,000 | 199,856,000 | 196,679,000 |
| Interest-bearing deposits | 139,424,000 | 140,517,000 | 147,385,000 | 145,799,000 |
| Noninterest-bearing deposits | 54,170,000 | 57,721,000 | 52,471,000 | 50,880,000 |
| Equity capital | 32,957,000 | 33,664,000 | 34,388,000 | 35,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,539,000 | 10,116,000 | 13,718,000 |
| Interest expense | 826,000 | 1,749,000 | 2,904,000 | 4,097,000 |
| Net interest income | 2,393,000 | 4,790,000 | 7,212,000 | 9,621,000 |
| Noninterest income | 245,000 | 492,000 | 751,000 | 1,009,000 |
| Noninterest expense | 1,536,000 | 3,040,000 | 4,618,000 | 6,126,000 |
| Provision for loan losses | 105,000 | 245,000 | 395,000 | 514,000 |
| Pretax income | 997,000 | 1,997,000 | 2,950,000 | 3,990,000 |
| Income tax | 210,000 | 421,000 | 622,000 | 841,000 |
| Net income | 787,000 | 1,576,000 | 2,328,000 | 3,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,334,000 | 33,973,000 | 34,560,000 | 35,221,000 |
| Total capital | 35,020,000 | 35,719,000 | 36,289,000 | 36,945,000 |
| Risk-weighted assets | 132,582,000 | 137,483,000 | 135,982,000 | 135,544,000 |