Call reports 2023
SPRING HILL STATE BANK — 2023
What SPRING HILL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 236,525,000 | 228,912,000 | 232,152,000 | 225,133,000 |
| Total loans | 179,611,000 | 179,995,000 | 180,467,000 | 177,850,000 |
| Allowance for loan losses | 3,620,000 | 3,767,000 | 3,935,000 | 3,898,000 |
| Securities available for sale | 14,220,000 | 14,158,000 | 14,193,000 | 14,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,714,000 | 195,425,000 | 198,208,000 | 190,510,000 |
| Interest-bearing deposits | 148,499,000 | 138,833,000 | 140,277,000 | 137,205,000 |
| Noninterest-bearing deposits | 55,215,000 | 56,592,000 | 57,931,000 | 53,305,000 |
| Equity capital | 30,454,000 | 30,893,000 | 31,481,000 | 32,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 5,535,000 | 8,507,000 | 11,600,000 |
| Interest expense | 464,000 | 1,013,000 | 1,623,000 | 2,351,000 |
| Net interest income | 2,221,000 | 4,522,000 | 6,884,000 | 9,249,000 |
| Noninterest income | 243,000 | 526,000 | 666,000 | 931,000 |
| Noninterest expense | 1,443,000 | 3,078,000 | 4,443,000 | 5,923,000 |
| Provision for loan losses | 147,000 | 311,000 | 493,000 | 688,000 |
| Pretax income | 874,000 | 1,659,000 | 2,614,000 | 3,569,000 |
| Income tax | 184,000 | 350,000 | 551,000 | 753,000 |
| Net income | 690,000 | 1,309,000 | 2,063,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,031,000 | 31,526,000 | 32,094,000 | 32,672,000 |
| Total capital | 32,745,000 | 33,239,000 | 33,801,000 | 34,366,000 |
| Risk-weighted assets | 135,182,000 | 134,969,000 | 134,312,000 | 133,278,000 |