Call reports 2022
SPRING HILL STATE BANK — 2022
What SPRING HILL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 237,260,000 | 238,275,000 | 241,588,000 | 234,273,000 |
| Total loans | 166,323,000 | 170,200,000 | 175,940,000 | 177,916,000 |
| Allowance for loan losses | 3,591,000 | 3,550,000 | 3,570,000 | 3,585,000 |
| Securities available for sale | 19,559,000 | 19,089,000 | 18,974,000 | 19,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,399,000 | 207,352,000 | 210,028,000 | 202,267,000 |
| Interest-bearing deposits | 151,088,000 | 149,852,000 | 149,541,000 | 148,746,000 |
| Noninterest-bearing deposits | 55,311,000 | 57,500,000 | 60,487,000 | 53,521,000 |
| Equity capital | 28,638,000 | 28,602,000 | 29,229,000 | 29,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,220,000 | 6,679,000 | 9,232,000 |
| Interest expense | 273,000 | 535,000 | 884,000 | 1,291,000 |
| Net interest income | 1,772,000 | 3,685,000 | 5,795,000 | 7,941,000 |
| Noninterest income | 231,000 | 476,000 | 735,000 | 984,000 |
| Noninterest expense | 1,387,000 | 2,803,000 | 4,176,000 | 5,593,000 |
| Provision for loan losses | 76,000 | 150,000 | 216,000 | 285,000 |
| Pretax income | 540,000 | 1,208,000 | 2,138,000 | 3,047,000 |
| Income tax | 114,000 | 255,000 | 451,000 | 643,000 |
| Net income | 426,000 | 953,000 | 1,687,000 | 2,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,881,000 | 29,233,000 | 29,967,000 | 30,484,000 |
| Total capital | 30,453,000 | 30,847,000 | 31,653,000 | 32,179,000 |
| Risk-weighted assets | 123,714,000 | 127,155,000 | 133,023,000 | 133,725,000 |