Call reports 2021
SPRING HILL STATE BANK — 2021
What SPRING HILL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 224,552,000 | 223,828,000 | 228,661,000 | 231,707,000 |
| Total loans | 161,279,000 | 158,774,000 | 158,754,000 | 157,732,000 |
| Allowance for loan losses | 3,515,000 | 3,588,000 | 3,649,000 | 3,596,000 |
| Securities available for sale | 5,488,000 | 5,467,000 | 3,471,000 | 6,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,873,000 | 193,724,000 | 198,189,000 | 201,115,000 |
| Interest-bearing deposits | 140,475,000 | 139,901,000 | 144,780,000 | 151,280,000 |
| Noninterest-bearing deposits | 54,398,000 | 53,823,000 | 53,409,000 | 49,835,000 |
| Equity capital | 27,058,000 | 27,556,000 | 28,030,000 | 28,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,354,000 | 6,488,000 | 8,520,000 |
| Interest expense | 300,000 | 596,000 | 897,000 | 1,167,000 |
| Net interest income | 1,943,000 | 3,758,000 | 5,591,000 | 7,353,000 |
| Noninterest income | 210,000 | 432,000 | 663,000 | 935,000 |
| Noninterest expense | 1,329,000 | 2,637,000 | 3,934,000 | 5,300,000 |
| Provision for loan losses | 72,000 | 151,000 | 226,000 | 258,000 |
| Pretax income | 752,000 | 1,402,000 | 2,094,000 | 2,730,000 |
| Income tax | 159,000 | 296,000 | 442,000 | 576,000 |
| Net income | 593,000 | 1,106,000 | 1,652,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,067,000 | 27,582,000 | 28,052,000 | 28,454,000 |
| Total capital | 28,493,000 | 29,012,000 | 29,481,000 | 29,896,000 |
| Risk-weighted assets | 111,953,000 | 112,230,000 | 112,082,000 | 113,205,000 |