Call reports 2020
SPRING HILL STATE BANK — 2020
What SPRING HILL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,686,000 | 208,197,000 | 211,074,000 | 206,689,000 |
| Total loans | 154,168,000 | 160,267,000 | 159,405,000 | 162,966,000 |
| Allowance for loan losses | 3,241,000 | 3,289,000 | 3,349,000 | 3,457,000 |
| Securities available for sale | 6,613,000 | 6,587,000 | 5,551,000 | 5,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,505,000 | 177,909,000 | 180,527,000 | 177,802,000 |
| Interest-bearing deposits | 133,378,000 | 131,230,000 | 134,153,000 | 131,552,000 |
| Noninterest-bearing deposits | 38,127,000 | 46,679,000 | 46,374,000 | 46,250,000 |
| Equity capital | 24,857,000 | 25,514,000 | 26,016,000 | 26,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,671,000 | 6,922,000 | 9,156,000 |
| Interest expense | 423,000 | 776,000 | 1,106,000 | 1,425,000 |
| Net interest income | 1,950,000 | 3,895,000 | 5,816,000 | 7,731,000 |
| Noninterest income | 241,000 | 443,000 | 672,000 | 892,000 |
| Noninterest expense | 1,320,000 | 2,614,000 | 3,959,000 | 5,310,000 |
| Provision for loan losses | 110,000 | 100,000 | 228,000 | 377,000 |
| Pretax income | 761,000 | 1,624,000 | 2,301,000 | 2,936,000 |
| Income tax | 161,000 | 343,000 | 486,000 | 620,000 |
| Net income | 600,000 | 1,281,000 | 1,815,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,759,000 | 25,440,000 | 25,974,000 | 26,475,000 |
| Total capital | 26,156,000 | 26,843,000 | 27,360,000 | 27,927,000 |
| Risk-weighted assets | 109,948,000 | 110,327,000 | 108,933,000 | 114,128,000 |