Call reports 2019
SPRING HILL STATE BANK — 2019
What SPRING HILL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 203,333,000 | 202,680,000 | 204,514,000 | 195,044,000 |
| Total loans | 146,525,000 | 151,351,000 | 149,976,000 | 151,148,000 |
| Allowance for loan losses | 3,050,000 | 3,084,000 | 3,166,000 | 3,156,000 |
| Securities available for sale | 6,499,000 | 6,563,000 | 6,549,000 | 6,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,311,000 | 171,484,000 | 172,842,000 | 166,423,000 |
| Interest-bearing deposits | 131,542,000 | 131,816,000 | 133,332,000 | 130,880,000 |
| Noninterest-bearing deposits | 38,769,000 | 39,668,000 | 39,510,000 | 35,543,000 |
| Equity capital | 22,662,000 | 23,243,000 | 23,794,000 | 24,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,639,000 | 7,052,000 | 9,414,000 |
| Interest expense | 456,000 | 930,000 | 1,490,000 | 1,939,000 |
| Net interest income | 1,837,000 | 3,709,000 | 5,562,000 | 7,475,000 |
| Noninterest income | 209,000 | 442,000 | 688,000 | 967,000 |
| Noninterest expense | 1,310,000 | 2,621,000 | 3,883,000 | 5,125,000 |
| Provision for loan losses | 45,000 | 99,000 | 173,000 | 265,000 |
| Pretax income | 691,000 | 1,431,000 | 2,194,000 | 3,052,000 |
| Income tax | 146,000 | 302,000 | 463,000 | 644,000 |
| Net income | 545,000 | 1,129,000 | 1,731,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,636,000 | 23,170,000 | 23,737,000 | 24,299,000 |
| Total capital | 23,932,000 | 24,528,000 | 25,087,000 | 25,653,000 |
| Risk-weighted assets | 101,884,000 | 106,852,000 | 106,115,000 | 106,535,000 |