Call reports 2018
SPRING HILL STATE BANK — 2018
What SPRING HILL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 201,057,000 | 199,415,000 | 209,459,000 | 205,416,000 |
| Total loans | 147,940,000 | 147,027,000 | 146,623,000 | 147,478,000 |
| Allowance for loan losses | 2,952,000 | 2,960,000 | 3,029,000 | 3,042,000 |
| Securities available for sale | 5,482,000 | 5,493,000 | 5,442,000 | 6,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,084,000 | 165,816,000 | 175,409,000 | 170,998,000 |
| Interest-bearing deposits | 126,658,000 | 126,910,000 | 138,614,000 | 133,045,000 |
| Noninterest-bearing deposits | 38,426,000 | 38,906,000 | 36,794,000 | 37,953,000 |
| Equity capital | 20,682,000 | 21,193,000 | 21,655,000 | 22,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,105,000 | 4,244,000 | 6,454,000 | 8,724,000 |
| Interest expense | 361,000 | 738,000 | 1,168,000 | 1,625,000 |
| Net interest income | 1,744,000 | 3,506,000 | 5,286,000 | 7,099,000 |
| Noninterest income | 255,000 | 523,000 | 765,000 | 1,011,000 |
| Noninterest expense | 1,308,000 | 2,638,000 | 3,902,000 | 5,235,000 |
| Provision for loan losses | 72,000 | 137,000 | 205,000 | 251,000 |
| Pretax income | 619,000 | 1,254,000 | 1,944,000 | 2,624,000 |
| Income tax | 130,000 | 264,000 | 409,000 | 552,000 |
| Net income | 489,000 | 990,000 | 1,535,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,698,000 | 21,199,000 | 21,669,000 | 22,091,000 |
| Total capital | 22,057,000 | 22,536,000 | 22,996,000 | 23,399,000 |
| Risk-weighted assets | 107,013,000 | 105,268,000 | 104,413,000 | 102,849,000 |