Call reports 2017
SPRING HILL STATE BANK — 2017
What SPRING HILL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,366,000 | 195,622,000 | 199,315,000 | 197,224,000 |
| Total loans | 149,799,000 | 148,189,000 | 148,623,000 | 148,987,000 |
| Allowance for loan losses | 2,878,000 | 2,857,000 | 2,834,000 | 2,905,000 |
| Securities available for sale | 5,506,000 | 5,501,000 | 5,490,000 | 5,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,246,000 | 160,377,000 | 163,751,000 | 161,669,000 |
| Interest-bearing deposits | 120,113,000 | 124,227,000 | 124,722,000 | 124,953,000 |
| Noninterest-bearing deposits | 33,133,000 | 36,150,000 | 39,029,000 | 36,716,000 |
| Equity capital | 19,616,000 | 19,927,000 | 20,264,000 | 20,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,074,000 | 6,136,000 | 8,187,000 |
| Interest expense | 280,000 | 592,000 | 916,000 | 1,254,000 |
| Net interest income | 1,785,000 | 3,482,000 | 5,220,000 | 6,933,000 |
| Noninterest income | 228,000 | 461,000 | 625,000 | 909,000 |
| Noninterest expense | 1,337,000 | 2,738,000 | 4,065,000 | 5,368,000 |
| Provision for loan losses | 67,000 | 123,000 | 189,000 | 254,000 |
| Pretax income | 609,000 | 1,082,000 | 1,591,000 | 2,220,000 |
| Income tax | 208,000 | 369,000 | 543,000 | 1,111,000 |
| Net income | 401,000 | 713,000 | 1,048,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,625,000 | 19,938,000 | 20,274,000 | 20,284,000 |
| Total capital | 21,012,000 | 21,313,000 | 21,698,000 | 21,609,000 |
| Risk-weighted assets | 109,401,000 | 108,421,000 | 112,415,000 | 104,321,000 |