Call reports 2013
SPRING HILL STATE BANK — 2013
What SPRING HILL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,467,000 | 176,816,000 | 176,520,000 | 180,696,000 |
| Total loans | 139,270,000 | 143,436,000 | 146,285,000 | 146,766,000 |
| Allowance for loan losses | 2,348,000 | 2,406,000 | 2,512,000 | 2,609,000 |
| Securities available for sale | 4,084,000 | 4,072,000 | 4,057,000 | 4,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,750,000 | 142,966,000 | 144,328,000 | 148,308,000 |
| Interest-bearing deposits | 112,309,000 | 110,125,000 | 111,278,000 | 116,402,000 |
| Noninterest-bearing deposits | 31,441,000 | 32,840,000 | 33,050,000 | 31,906,000 |
| Equity capital | 14,355,000 | 14,680,000 | 15,095,000 | 15,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 3,979,000 | 6,020,000 | 8,045,000 |
| Interest expense | 288,000 | 575,000 | 866,000 | 1,143,000 |
| Net interest income | 1,689,000 | 3,404,000 | 5,154,000 | 6,902,000 |
| Noninterest income | 243,000 | 478,000 | 758,000 | 996,000 |
| Noninterest expense | 1,254,000 | 2,570,000 | 3,829,000 | 5,150,000 |
| Provision for loan losses | 105,000 | 207,000 | 340,000 | 449,000 |
| Pretax income | 573,000 | 1,105,000 | 1,743,000 | 2,299,000 |
| Income tax | 196,000 | 378,000 | 595,000 | 785,000 |
| Net income | 377,000 | 727,000 | 1,148,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,340,000 | 14,670,000 | 15,090,000 | 15,382,000 |
| Total capital | 15,696,000 | 16,053,000 | 16,480,000 | 16,769,000 |
| Risk-weighted assets | 107,410,000 | 109,470,000 | 110,596,000 | 109,867,000 |