Call reports 2012
SPRING HILL STATE BANK — 2012
What SPRING HILL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,699,000 | 172,113,000 | 172,087,000 | 171,570,000 |
| Total loans | 130,809,000 | 134,043,000 | 136,173,000 | 137,827,000 |
| Allowance for loan losses | 2,060,000 | 2,160,000 | 2,238,000 | 2,262,000 |
| Securities available for sale | 4,105,000 | 4,104,000 | 4,102,000 | 4,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,993,000 | 143,313,000 | 145,348,000 | 143,203,000 |
| Interest-bearing deposits | 114,247,000 | 112,753,000 | 113,695,000 | 112,292,000 |
| Noninterest-bearing deposits | 29,746,000 | 30,560,000 | 31,653,000 | 30,911,000 |
| Equity capital | 13,260,000 | 13,529,000 | 13,959,000 | 14,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 3,897,000 | 5,881,000 | 7,848,000 |
| Interest expense | 391,000 | 774,000 | 1,148,000 | 1,464,000 |
| Net interest income | 1,561,000 | 3,123,000 | 4,733,000 | 6,384,000 |
| Noninterest income | 250,000 | 463,000 | 703,000 | 942,000 |
| Noninterest expense | 1,167,000 | 2,344,000 | 3,488,000 | 4,811,000 |
| Provision for loan losses | 115,000 | 235,000 | 322,000 | 436,000 |
| Pretax income | 529,000 | 1,007,000 | 1,626,000 | 2,079,000 |
| Income tax | 180,000 | 344,000 | 555,000 | 710,000 |
| Net income | 349,000 | 663,000 | 1,071,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,246,000 | 13,512,000 | 13,940,000 | 14,012,000 |
| Total capital | 14,515,000 | 14,837,000 | 15,260,000 | 15,375,000 |
| Risk-weighted assets | 100,018,000 | 104,420,000 | 103,835,000 | 107,299,000 |