Call reports 2011
SPRING HILL STATE BANK — 2011
What SPRING HILL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,587,000 | 160,343,000 | 166,436,000 | 162,722,000 |
| Total loans | 123,761,000 | 124,895,000 | 126,512,000 | 127,539,000 |
| Allowance for loan losses | 1,816,000 | 1,827,000 | 1,934,000 | 2,026,000 |
| Securities available for sale | 4,045,000 | 4,078,000 | 4,118,000 | 4,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,781,000 | 136,941,000 | 142,575,000 | 140,526,000 |
| Interest-bearing deposits | 114,136,000 | 111,210,000 | 113,781,000 | 113,215,000 |
| Noninterest-bearing deposits | 24,645,000 | 25,731,000 | 28,794,000 | 27,311,000 |
| Equity capital | 12,725,000 | 12,507,000 | 12,918,000 | 12,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,832,000 | 5,824,000 | 7,754,000 |
| Interest expense | 468,000 | 903,000 | 1,329,000 | 1,743,000 |
| Net interest income | 1,438,000 | 2,929,000 | 4,495,000 | 6,011,000 |
| Noninterest income | 287,000 | 676,000 | 952,000 | 1,202,000 |
| Noninterest expense | 1,180,000 | 2,426,000 | 3,508,000 | 4,750,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 601,000 |
| Pretax income | 395,000 | 879,000 | 1,489,000 | 1,862,000 |
| Income tax | 135,000 | 300,000 | 509,000 | 636,000 |
| Net income | 260,000 | 579,000 | 980,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,743,000 | 12,501,000 | 12,903,000 | 12,898,000 |
| Total capital | 13,982,000 | 13,745,000 | 14,168,000 | 14,161,000 |
| Risk-weighted assets | 97,718,000 | 98,110,000 | 99,812,000 | 99,423,000 |