Call reports 2001
SPRING HILL STATE BANK — 2001
What SPRING HILL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,976,000 | 80,467,000 | 81,070,000 | 84,575,000 |
| Total loans | 63,371,000 | 63,556,000 | 63,357,000 | 64,020,000 |
| Allowance for loan losses | 690,000 | 661,000 | 691,000 | 660,000 |
| Securities available for sale | 5,104,000 | 4,565,000 | 3,517,000 | 2,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,287,000 | 65,321,000 | 66,141,000 | 69,309,000 |
| Interest-bearing deposits | 54,071,000 | 53,647,000 | 55,572,000 | 58,186,000 |
| Noninterest-bearing deposits | 11,216,000 | 11,674,000 | 10,570,000 | 11,123,000 |
| Equity capital | 7,902,000 | 7,539,000 | 7,518,000 | 7,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,250,000 | 4,809,000 | 6,252,000 |
| Interest expense | 685,000 | 1,333,000 | 1,980,000 | 2,570,000 |
| Net interest income | 970,000 | 1,917,000 | 2,829,000 | 3,682,000 |
| Noninterest income | 245,000 | 464,000 | 692,000 | 911,000 |
| Noninterest expense | 664,000 | 1,348,000 | 2,036,000 | 2,733,000 |
| Provision for loan losses | 110,000 | 197,000 | 345,000 | 476,000 |
| Pretax income | 441,000 | 836,000 | 1,140,000 | 1,384,000 |
| Income tax | 146,000 | 281,000 | 384,000 | 467,000 |
| Net income | 295,000 | 555,000 | 756,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,887,000 | 7,522,000 | 7,508,000 | 7,199,000 |
| Total capital | 8,577,000 | 8,183,000 | 8,199,000 | 7,859,000 |
| Risk-weighted assets | 59,079,000 | 59,294,000 | 59,143,000 | 57,315,000 |