Call report 2012Q4
HERITAGE OAKS BANK — 2012Q4
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,092,817,000 | USD | evidence → |
| Total loans | 711,220,000 | USD | evidence → |
| Allowance for loan losses | 18,118,000 | USD | evidence → |
| Securities available for sale | 287,682,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 871,588,000 | USD | evidence → |
| Interest-bearing deposits | 597,628,000 | USD | evidence → |
| Noninterest-bearing deposits | 273,960,000 | USD | evidence → |
| Equity capital | 148,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,296,000 | USD | evidence → |
| Interest expense | 3,626,000 | USD | evidence → |
| Net interest income | 42,670,000 | USD | evidence → |
| Noninterest income | 9,843,000 | USD | evidence → |
| Noninterest expense | 35,433,000 | USD | evidence → |
| Provision for loan losses | 7,681,000 | USD | evidence → |
| Pretax income | 12,018,000 | USD | evidence → |
| Income tax | -985,000 | USD | evidence → |
| Net income | 13,003,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,721,000 | USD | evidence → |
| Total capital | 133,037,000 | USD | evidence → |
| Risk-weighted assets | 817,183,000 | USD | evidence → |