Call report 2007Q4
HERITAGE OAKS BANK — 2007Q4
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 741,037,000 | USD | evidence → |
| Total loans | 612,387,000 | USD | evidence → |
| Allowance for loan losses | 6,143,000 | USD | evidence → |
| Securities available for sale | 47,447,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 645,403,000 | USD | evidence → |
| Interest-bearing deposits | 491,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,279,000 | USD | evidence → |
| Equity capital | 78,049,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,096,000 | USD | evidence → |
| Interest expense | 13,830,000 | USD | evidence → |
| Net interest income | 31,266,000 | USD | evidence → |
| Noninterest income | 5,345,000 | USD | evidence → |
| Noninterest expense | 23,737,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 12,220,000 | USD | evidence → |
| Income tax | 4,708,000 | USD | evidence → |
| Net income | 7,512,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,196,000 | USD | evidence → |
| Total capital | 68,553,000 | USD | evidence → |
| Risk-weighted assets | 658,041,000 | USD | evidence → |