Call report 2003Q4
HERITAGE OAKS BANK — 2003Q4
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,553,000 | USD | evidence → |
| Total loans | 230,099,000 | USD | evidence → |
| Allowance for loan losses | 2,455,000 | USD | evidence → |
| Securities available for sale | 46,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,339,000 | USD | evidence → |
| Interest-bearing deposits | 167,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,691,000 | USD | evidence → |
| Equity capital | 28,971,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,413,000 | USD | evidence → |
| Interest expense | 2,890,000 | USD | evidence → |
| Net interest income | 14,523,000 | USD | evidence → |
| Noninterest income | 3,610,000 | USD | evidence → |
| Noninterest expense | 11,681,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 6,162,000 | USD | evidence → |
| Income tax | 2,327,000 | USD | evidence → |
| Net income | 3,835,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,516,000 | USD | evidence → |
| Total capital | 31,061,000 | USD | evidence → |
| Risk-weighted assets | 263,594,000 | USD | evidence → |