Call report 2003Q2
HERITAGE OAKS BANK — 2003Q2
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,890,000 | USD | evidence → |
| Total loans | 221,334,000 | USD | evidence → |
| Allowance for loan losses | 2,515,000 | USD | evidence → |
| Securities available for sale | 48,588,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,036,000 | USD | evidence → |
| Interest-bearing deposits | 153,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,845,000 | USD | evidence → |
| Equity capital | 27,572,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,715,000 | USD | evidence → |
| Interest expense | 1,563,000 | USD | evidence → |
| Net interest income | 7,152,000 | USD | evidence → |
| Noninterest income | 1,771,000 | USD | evidence → |
| Noninterest expense | 5,781,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 2,949,000 | USD | evidence → |
| Income tax | 1,085,000 | USD | evidence → |
| Net income | 1,864,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,524,000 | USD | evidence → |
| Total capital | 29,104,000 | USD | evidence → |
| Risk-weighted assets | 248,679,000 | USD | evidence → |