Call report 2002Q4
HERITAGE OAKS BANK — 2002Q4
The 22 measures HERITAGE OAKS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,627,000 | USD | evidence → |
| Total loans | 197,813,000 | USD | evidence → |
| Allowance for loan losses | 2,336,000 | USD | evidence → |
| Securities available for sale | 65,388,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 264,881,000 | USD | evidence → |
| Interest-bearing deposits | 157,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,259,000 | USD | evidence → |
| Equity capital | 25,561,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,018,000 | USD | evidence → |
| Interest expense | 3,107,000 | USD | evidence → |
| Net interest income | 12,911,000 | USD | evidence → |
| Noninterest income | 3,482,000 | USD | evidence → |
| Noninterest expense | 10,944,000 | USD | evidence → |
| Provision for loan losses | 545,000 | USD | evidence → |
| Pretax income | 4,885,000 | USD | evidence → |
| Income tax | 1,853,000 | USD | evidence → |
| Net income | 3,032,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,639,000 | USD | evidence → |
| Total capital | 27,015,000 | USD | evidence → |
| Risk-weighted assets | 225,447,000 | USD | evidence → |