Call reports 2025
FARMERS STATE BANK, THE — 2025
What FARMERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,368,000 | 254,366,000 | 335,767,000 | 329,338,000 |
| Total loans | 176,185,000 | 185,647,000 | 235,305,000 | 237,023,000 |
| Allowance for loan losses | 2,399,000 | 2,406,000 | 2,552,000 | 2,608,000 |
| Securities available for sale | 42,803,000 | 42,644,000 | 46,752,000 | 47,259,000 |
| Securities held to maturity | 0 | 0 | 372,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,861,000 | 220,050,000 | 285,831,000 | 287,660,000 |
| Interest-bearing deposits | 178,687,000 | 182,737,000 | 222,157,000 | 234,142,000 |
| Noninterest-bearing deposits | 34,174,000 | 37,313,000 | 63,674,000 | 53,518,000 |
| Equity capital | 28,903,000 | 29,490,000 | 34,178,000 | 35,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,016,000 | 6,269,000 | 9,650,000 | 13,986,000 |
| Interest expense | 948,000 | 1,919,000 | 2,922,000 | 4,116,000 |
| Net interest income | 2,068,000 | 4,350,000 | 6,728,000 | 9,870,000 |
| Noninterest income | 561,000 | 884,000 | 1,283,000 | 1,616,000 |
| Noninterest expense | 1,728,000 | 3,277,000 | 5,002,000 | 7,092,000 |
| Provision for loan losses | 6,000 | 42,000 | 88,000 | 244,000 |
| Pretax income | 895,000 | 1,882,000 | 2,883,000 | 4,055,000 |
| Income tax | 164,000 | 345,000 | 525,000 | 785,000 |
| Net income | 731,000 | 1,537,000 | 2,358,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,100,000 | 33,780,000 | 31,477,000 | 33,640,000 |